Reconcile? Let us explain

To reconcile is to match every bank transaction with what explains it: a collected invoice, a payment, a transfer, a tax or a bank fee. With everything reconciled, your bank balance and the software’s match.

With FacturaDirecta, transactions arrive by themselves from your bank or with a file, and when you open each one we suggest what it matches. You choose and that’s it.

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All included

What FacturaDirecta does for you

From your bank statement to your invoices collected and paid.

Your banks, linked

Choose your bank, authorise access on its website and transactions arrive by themselves. The link is read-only: it can’t move your money.

Cards and cash too

Keep your credit cards, linked when your bank allows it, and your treasury accounts, such as petty cash.

Import your statement

An account you haven’t linked, or older transactions? Upload the statement in CSV, Excel or Norma 43, the Spanish banking format, which we recognise by ourselves.

Suggestions as you open each transaction

Open a transaction and we suggest the collection, payment, pending invoice or transfer that explains it. Choose one and it’s reconciled.

Several invoices, one transaction

A customer pays several invoices at once, or one deposit covers several customers? Tick them all against the same transaction.

Differences adjusted

Did the bank deduct a fee or is there a rounding difference? Adjust the gap as an extraordinary expense or income, or leave the invoice partly collected.

Transactions without a statement

Also record transfers between your accounts, the VAT payment, bank fees, other taxes or customer and supplier advances.

Stripe, like any other bank

Your Stripe account brings its statement, with each charge, fee and payout separately. Portal payments are reconciled when you sync.

Reconciling with FacturaDirecta is this easy

Transactions arrive, you choose and everything adds up.

Reconciliation

Reconciliation

Transactions arrive by themselves

With your bank linked, the statement updates regularly without you downloading anything.

We suggest what it matches

Open a transaction and you’ll see the collection, payment, pending invoice or transfer that fits. Choose it in one click.

Everything adds up

With every transaction reconciled, the invoice is marked as collected or paid and your bank balance matches the one in the software.

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Step by step

How to start reconciling

You set it up once and, from then on, you only review what’s new.
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  1. Add your bank
  2. Link it or load the statement
  3. Open each transaction
  4. Choose and you're done
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FAQ

We answer your questions

Answers to the most common questions about banks and reconciliation in FacturaDirecta.

No. When you open each transaction, FacturaDirecta looks for and suggests what it may match: a collection, a payment, a pending invoice, several that add up to the amount or a transfer. You choose, and if none fits, you reconcile it by hand. Only portal payments in your Stripe account are reconciled when you sync. How to reconcile (in Spanish).

The link only gives read access to balances and transactions: it can’t make transfers or move money. When you authorise on your bank’s website, FacturaDirecta doesn’t see your credentials. By regulation, the authorisation expires from time to time and we let you know so you can renew it. More details (in Spanish).

CSV, Excel or Norma 43, the Spanish banking format, which we recognise on upload. Cards, in CSV or Excel. If you prepare the file yourself, download the sample template from the wizard itself. How to import (in Spanish).

Yes, even from different customers: open the deposit and tick all the invoices it covers. If the total doesn’t match because of a fee, you adjust the difference. Step by step (in Spanish).

To collect direct debits or pay suppliers and employees in bulk, generate a batch and reconcile it with its transaction on the statement. We tell you all about it in SEPA batches.

It doesn’t make transfers or move your money: the link is read-only. With most banks it can’t force an instant download of transactions: they update regularly and, if you need them sooner, you import the statement. Some banks ask you to confirm each download in their app, so with those the transactions don’t arrive on their own. Nor does it record sales income without an invoice from the bank: every sale needs its own. Managing the bank connection (in Spanish).

You and your banks, on the same page

Get started with FacturaDirecta, you’ll see how easy it is.
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